ING Direct, the first online bank in the world with over 21 million customers, offers savings orange account, a savings account fully manageable via the Internet at no cost. The little extra that made the difference is probably that ING Direct aims to be a second library, dedicated to saving and investment: there is no need to change banks to open an Orange Savings account . Recently, ING Direct also offers a current account with a credit card free. However, it is still not mandatory to have a current account to open an ING Direct Orange Savings account.
Ing Direct: A Boosted Interest Rates: 4.50% Gross!
4.50% gross (3.09% Net) for a deposit not exceeding 120 000 € uros. Beyond the limit of € 120 000 and spent the first 3 months, the base rate will be applied.
Orange Savings Account: Advantages
- Performance: The performance offered (promotional rate or base rate) is always rank high yields offered on savings books (excluding books regulated)
- In the Internet: The Orange Savings account is easy to use, the website is fast and reliable, you can perform all operations online.
- Convenient: No need to change banks to open a savings account orange. A form to complete on the Internet, send an email to be done and that’s it. Your Orange Savings will be open book in 3-4 days! In addition, T envelopes (no postage) are provided for your future rebates checks,
- No fees: the orange account savings no fee, neither at the beginning or during the management (outbound free transfers, no fee account management, no subscription) or at the end of the account Orange Savings ,
- Dedicated to saving offers: ING Direct also offers other investment, simple and easy to access and trade-offs between the book and the stock market or life insurance can be made.
Orange Savings Account: Cons
- Prefer incoming transfers: The first check presented for cashing in the book orange savings must be drawn on the account of your main bank. Subsequently, to avoid potential denial of check cashing (drawn on other accounts than yours), we recommend to make transfers to your incoming account.
- Cumbersome identification process: If you lose your password, to avoid wasting your time with an account manager who will ask you questions that you will moultes may not be the answer. In this case, made on a letter to request a new password, for free and it will be faster.
- No offer for non-residents: ING Direct does not seem to “love” non-residents, and no longer proposes to offer non-residents.