Online banking makes our lives easier. However, it also makes a few things easier for criminals. With the advances in technology, Bank of America has taken the adequate measures to ward off any problems related to the security of internet banking, therefor you can be confident that your Bank of America Online will be secure and protected. Bank of America safe online banking service includes $0 liability protection for any fraudulent activity originating from Online Banking, including Bill Payment.
To keep financial information secure and confidential within Online Banking, any personal information that is requested or displayed the Bank our website use encryption technology, such as Secure Socket Layer (SSL), to prevent unauthorized access to data.
SafePass – Online Banking Security Enhancements
SafePass is Bank of America’s strongest protection in guarding against Online Banking fraud and identify theft. With this convenient added layer of protection for Online Banking, you can be confident that only you are authorizing new payees in Bill Pay and adding new accounts for online transfers.You will get a 6-digit, one-time passcode sent as a text message1 to your mobile phone or generated from a convenient wallet-sized card2. Since the passcode is sent privately to your personal device, you get an unrivaled extra layer of protection from identity theft when authorizing sensitive transactions (Note: the code is temporary and expires as soon as you use it). SafePass also enables transfers with higher daily and weekly limits as well.
More Security Solution
To give your banking activities additional protection, consider what these Bank of America security products and services can add.
- ShopSafe. Concerned about shopping online, you need to keep your credit card safe when you use this free service.
- SiteKey. Protect your account by preventing unauthorized access. While you will still use your SiteKey to sign in to Online Banking, you can now have added security by using your 6-digit, one-time code when authorizing sensitive transactions. Since you have private access to your SafePass code, only you can authorize your online transactions.
- PrivacyAssist Identity Theft Protection. Get identity theft protection and credit management with our Privacy Assist suite. We have three levels of service to choose from.
- McAfee® Internet Security. Online Banking customers can take advantage of our special offer on McAfee software to help secure your computer.
- Trusteer Rapport. download Rapport online fraud protection software from Trusteer. Rapport gives you an extra layer of protection.
- Added Protection. For your peace of mind, you can activate your online banking alert to send you an alert automatically any time there are changes to your personal information or if certain activity occurs, such as address changes or irregular credit card activity.